Job Description

This position will perform processing for residential mortgage loans. To be considered, you must have 3 years of recent processing experience in Iowa - please detail this experience. T his position is available onsite at our downtown Des Moines, Iowa corporate office or remote, preferably in the state of Iowa.

Responsibilities

• Generate initial disclosures and/or re-disclosures
• Prepares and processes loan received within the established service level agreements
• Orders third party services including, but no limited to, appraisal, flood certificate, verifications of income and employment and credit updates
• Verifies accuracy and completeness of all documentation received, including, but not limited to, asset and credit documents, income, appraisals, title, flood certificates, entity specific documents, lease agreements, operating agreements etc.
• Verifies completeness and accuracy of all mortgage loan disclosures, as well as meeting guidelines and requirements
• Calculates income and analyzes documentation for accuracy
• Prepares and submits loans for initial approval to Underwriting
• Collects, submits and clears any underwriting conditions
• Prioritizes and manages a pipeline of loans to adhere to specified turn-times, closing dates and follow-up requirements
• Communicates effectively with customer, loan officers, brokers and account executives
• Independently resolves any conflicts that may arise, when needed
• Keep up to date with all guideline and system changes
• Perform other duties as assigned

Qualifications

• 3+ years of experience of recent mortgage loan processing plus disclosing/redisclosing with IOWA mortgages
• Knowledge of AUS/GUS Findings Report
• Knowledge of submission and interpretation of Desktop Underwriter and Loan Prospector reports
• Familiarity with Encompass 360 and Mortgagebot LOS loan origination systems
• Experience building and maintaining professional relationships with clients, customers, vendors and coworkers
• Time management and organizational skills to effectively prioritize multiple objectives and achieve volume goals
• Excellent verbal, written and interpersonal communication skills
• Ability to make independent judgement calls based on regulatory knowledge
• Customer service focus with the ability to actively listen, elicit information, comprehend issues/needs, and recommend solutions
• Ability to work independently and is a self-starter
• Strong analytical skills with high attention to detail and accuracy
• Ability to handle information professionally and confidentially
• Proficient in Microsoft Office, Microsoft Teams, Adobe PDF and Encompass 360 loan origination system
• Must pass background screening

Benefits

• Family-oriented culture that values work/life balance
• Comprehensive benefits package
• Voluntary 401(k)
• Open PTO and paid holidays

Employment Type

Full-time

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